The Green Finance Institute (GFI), in collaboration with Lloyds Banking Group and NatWest Group, has introduced a new finance model, Property Linked Finance (PLF), aimed at driving significant private investment into sustainable real estate retrofits across the UK. Designed to help decarbonise the UK’s residential and commercial buildings, PLF links financing to the property itself, transferring obligations to new owners, thus creating long-term, accessible funding for energy-efficient improvements. GFI’s report estimates PLF could mobilize up to £70 billion toward the UK’s net-zero goals, making this green financing mechanism a crucial step in supporting the country’s climate targets.